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NANCY ANN PILKINS, 60, of Elk Creek, W.Va., wife of Frankie Pilkins, died Jan. 5 in Appalachian Regional Hospital, South Williamson, Ky. She was a homemaker. There will be a memorial service at a later date. At her request, her remains were cremated. Chafin Funeral Home, Delbarton, W.Va., is in charge of arrangements.